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James Kaba

Investment Consultant


James holds the Diploma in Financial Planning gained with the London Institute of Banking and Finance. He also holds professional level qualifications with the Chartered Institute of Securities and Investments.


James joined the financial services sector with the Lloyds Banking Group in 2007 and moved onto the role of Wealth Manager with Coutts (Royal Bank of Scotland Group) in 2017. He has a strong track record of providing complex financial advice to both private banking and corporate clients.


James’ passion is taking the time to understand the unique nature of each of his clients' circumstances and aspirations in detail. This then allows him to create the most tax efficient and effective financial plan to suit those objectives; whether they be personal, family, business or philanthropy based.

James has a strong understanding of the NHS Pension Scheme. In the past, he has worked closely with NHS medical professionals to build on and clarify their understanding of their specific entitlements under the Scheme(s). This then empowers them to appropriately plan for their future around their pension entitlement.


James is married and has a daughter and a son. He is happiest when spending time with his family, whether it be at home, travelling, or supporting the children in their schoolwork, or extra curricular activities. He is also the youngest of seven siblings and has a very warm relationship with all of his sisters and brothers. James speaks fluent French and is currently learning Spanish.

Contact James at Romford Office


Phone: 0800 0321419