A personal approach to wealth management

Whether you are investing a lump sum or saving for a special occasion or want additional income in a few years' time, our independent financial advisers will be able to tailor a solution to match your individual circumstances.

Retirement planning comprises of two distinct phases. The ‘Accumulation Phase’ is when money is saved to build a pension fund. This is followed by the ‘Extraction Phase’, which means taking your pension during retirement.

Estate planning is the process by which you plan during your lifetime how your affairs are to be settled upon your death. The process can provide for certainty regarding beneficiaries and the administration of probate.

Life is full of uncertainties and whilst we insure our cars, houses and even our holiday arrangements, when it comes to ourselves and our family, often insurance is overlooked and undervalued.

A residential mortgage is typically a loan provided to purchase a home. The loan is secured on the property that is purchased and must be repaid in full by the end of the mortgage term.

As independent financial advisers we can help you to integrate your business and personal financial planning. Ongoing planning and protection can ensure you achieve your long-term business and personal objectives.

Everyone should make a Will regardless of age, state of health or marital status. A valid Will is the only way that your wishes can be acted upon with certainty when it comes to distributing your assets upon death.