Independent Financial Consultants
Throgmorton Private Capital Ltd. Independent Financial Consultants
FREEPHONE 0800 032 1419 Telephone: 01304 371753 Facsimile: 01304 371222 E-mail: enquiries@throgmortonltd.co.uk
Registered in England No. 4490404. Registered Office and Principal Administration Office: 31-33 High Street, Deal, Kent CT14 6EL, which is authorised and regulated by the Financial Services Authority. The Financial Services Authority does not regulate all deposit accounts, finance, taxation and trust advice and some mortgages.
FREEPHONE 0800 032 1419 Telephone: 01304 371753 Facsimile: 01304 371222 E-
Registered in England No. 4490404. Registered Office and Principal Administration Office: 31-
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Purchasing a home is the biggest financial transaction of many people’s lives and yet it is often done with very little advice, despite the enormous variety of mortgage plans that are now available.
The mortgage market is highly competitive and offers some great deals, with huge savings to be made simply by shopping around and choosing the right package. However, for the uninitiated, there are many pitfalls to be aware of and with thousands of products available, making the right choices can turn into a nightmare. Interest rates are just one consideration. Should you go for a fixed or variable, or maybe a capped rate? What special deals are there for first time buyers? Then there are different ways to finance the loan: should you choose a repayment mortgage, or would an interest only one be more suitable?
You may be looking to buy a home for yourself, to acquire an investment property, or to remortgage your existing house to free up some capital or to achieve a better deal and reduce your monthly repayments. In each case, making the wrong choice could cost you thousands of pounds over the long-term. It is therefore wise to seek independent advice at a very early stage.
YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
